How To Survive With Credit And Avoid Neurosis? - Image, Society

2023 Author: Oswald Adamson | [email protected]. Last modified: 2023-11-27 12:13

What happens to the psyche of a person - a debtor on a mortgage, on loans, if he comes to a dead end with payments, falls into "credit shackles"?

Credit debt is one of the typical stress factors that determine the formation of neurosis, which usually proceeds as an anxiety-depressive disorder.

Causes of neurosis

The place of the loan can be absolutely any life circumstances that cause mental discomfort or suffering. So, in a state of anxiety-depressive disorder, a person may be experiencing a long family conflict, dissatisfied with work, suffering from unrequited love, or practicing long exhausting diets.

Those who suffer from chronic lack of sleep are also at risk, caring for disabled relatives for years, worried about a long illness of a child or someone else's fate, a banker or manager who is in constant struggle with competitors and the race for profit.

Any of the above situations and, credit shackles, including, form a state of constantly increased anxiety tension, from which it is impossible to get rid of even for a while, you cannot even get a temporary respite.

Chronic internal anxiety, the level of which over time increases like the rise of water in front of a dam, threatening its breakthrough, is the cause and essence of neurosis at the beginning of its development.

These symptoms can be alarming

At this stage, depressive symptoms are still absent, there are only alarming ones: almost constant excitement, anxiety, internal tension, nervousness, irritability. Unreasonable or clearly exaggerated fears, negative expectations and forecasts for the future, obsessive thoughts expressing uncertainty and doubts such as "self-digging" and "mental gum" are also harmful.

Very often, anxiety also "triggers" more or less pronounced autonomic reactions. Among them are palpitations, dizziness, increased sweating, fluctuations in blood pressure, headaches, feeling short of breath, a lump in the throat, etc. Extreme manifestations of autonomic instability with very strong anxiety take on the character of panic attacks.

Anxiety is almost always more or less "overgrown with psychosomatics." Sometimes a person even ceases to be aware of it and feels only physical ailment

Anxiety and Depression: Important Differences

Anxiety is fundamentally different from depression. An anxious person is one who “shakes and pounds” from everything, “annoys and infuriates” everything, he “gets nervous and worries” at the slightest pretext, anxiety and fear torment him from the inside and outside, keeping his thoughts and body in constant excitement …

A depressed person does not find in himself what is usually called life energy, so all forms of activity are closed to him, with the exception of “plant existence”.

A person feels like something like a "breathing dead" and in severe cases, in the absence of proper treatment, this condition sooner or later becomes unbearable. And it can even lead to suicide - an outcome that is not so rare with long-term insoluble credit problems

Depressive experiences are the opposite of anxious ones. This is emotional emptiness, depression, apathy, passivity, pessimism. Also among the features that can be noticed by loved ones are irresistible laziness by any means, the desire for loneliness, the disappearance of motivation, the experience of the meaninglessness of what is happening, helplessness and failure.

All the vital energy of a person is suppressed and oppressed, as if it really falls under a certain "pressure", and a person has nowhere to take it. Depression is like a stone thrown into the stream of life and obstructing it

People with anxiety disorders are not inherently depressive. On the contrary, they are even above average cheerful, active, mobile, emotional, not at all inclined to melancholy, melancholy and lack of will.

It is not at all surprising that such natures are susceptible to credit temptation. Credit allows them to follow their cherished principle even more - “Take everything from life!”

What will help?

Absolutely any method is effective that interrupts the development of neurosis, reducing the level of anxiety. Whether it's serious, long-term psychotherapy or simple breathing exercises, yoga, relaxation, adrenaline-depleting fitness, beach recreation, acupuncture or medication.